Bad credit is a huge hindrance to ——
Having a poor credit score can keep you from buying a home, qualifying for a loan, or even qualifying for a job. An experienced credit repair attorney can help erase bad debt from your credit report and get your financial life back on track.
We demand validation and verification of derogatory information using the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Fair and Accurate Credit Transaction Act and the Health Insurance Portability and Accountability Act.
These four laws have been established to protect consumers’ credit reports. Creditors and credit bureaus are legally obligated to produce documented evidence within a reasonable amount of time, generally 30 days, to back the claims they make.
If they cannot validate their claims, they must promptly remove any undocumented information from the consumer’s credit report.
After dealing with your debt issues, it is time to start rebuilding. Whether your credit score has deteriorated due to a foreclosure, a bankruptcy, a tax resolution, or a debt settlement, a low credit score can haunt you years into the future.